UPPTÄCK · FÖRSTÅ · LÖS — FUNGERAR MED ALLA BOKFÖRINGSSYSTEM

Pejl upptäcker likviditetsproblem innan de händer – och löser dem åt dig.

Inte ännu en prognos. Pejl förklarar varför problemet uppstår, räknar ut vad som löser det, och utför åtgärden efter ditt godkännande.

Så fungerar Pejl
01 · Upptäck

Upptäck

Pejl räknar dagligen ut vad som händer med kassan 30 till 120 dagar framåt – justerat efter hur varje kund faktiskt brukar betala.

02 · Förstå

Förstå

Inte bara att du saknar 163 000 kr den 4 oktober – utan varför. Faktura #1042 till Acme AB har 71 % risk att betalas 12 dagar sent.

03 · Lös

Lös

Pejl skriver påminnelsen, visar exakt hur prognosen förändras, och skickar den efter ditt godkännande.

För redovisningsbyråer

80 klienter. Noll manuell bevakning.

En konsult med 80 klienter kan omöjligt kontrollera framtida likviditet manuellt varje dag. Pejl gör det automatiskt.

Och sedan kan konsulten agera direkt – för alla klienter samtidigt.

127klienter övervakade
3 kritiska6 behöver uppmärksamhet118 stabila
Acme AB−163 000 kr · 4 okt
Nordkust Bygg−41 200 kr · 12 okt
Selma DesignUnder gräns · 21 okt
Vinge LogistikStabil · 120 dagar
Live demo

This is what
Pejl shows you.

app.pejl.io/dashboardLive forecast
Balance today
142 800 kr
Lowest in 30 days
-18 400 kr
Runway
21 days
Cash dips below your 25 000 kr floor on 12 Sep
Chase invoice #1043 (14 200 kr, 9 days overdue) and move the supplier payment to 18 Sep — that keeps you 11 800 kr above the line.
Cash forecast

Your cash,
30 days ahead.

Known inflows and outflows are added up automatically. Payroll, VAT, customer invoices, rent — all on one line.

Dashboard LIVE
Synced from your accounting system · 2 min ago
Balance today
48,500 kr
In 30 days
12,300 kr
Lowest point
Jun 19
!
Payroll and VAT collide on June 19
Balance is projected to hit 12,300 kr. Customer invoice #1043 (14,200 kr) is 12 days overdue — a reminder is recommended.
Upcoming events
14 entries · sorted by date
Jun 17 · in
+8,900 kr
Jun 19 · payroll
−18,900 kr
Jun 24 · VAT
−9,800 kr
Jun 25 · in
+22,000 kr
The Pejl assistant

Ask anything
about your finances.

Pejl understands your bookkeeping. Ask questions in plain language and get concrete answers — based on your real data.

P
Pejl
Online
Can we cover payroll on the 19th?
Yes, but it's tight. Balance is projected at 12,300 kr after payroll. The VAT payment on the 24th is the real risk.
P
Suggestions
3 actions
Send reminder to Kund ABDelay supplier paymentInvoice work in progress
→ Forecast after actions: +26,700 kr
When is the next VAT payment due?
Your VAT return is due June 26. Estimated amount: 9,800 kr. Want me to set a reminder?
Integrations

Connected to every
accounting system.

Fortnox, Xero, Visma, Tripletex, QuickBooks, Bokio, Dinero — plus SIE import from anything else. Wherever you do your books, Pejl plugs in. 60 seconds to connect. Pejl reads — it never writes.

Accounting systems
Automatic sync every hour
Fortnox
Invoices, suppliers, journal entries
✓ Live
Xero
UK & global · OAuth 2.0
✓ Live
SIE import
.SI / .SE files from any system
✓ Ready
Visma · Tripletex · QuickBooks · Bokio · Dinero
And every other major platform, worldwide
✓ Connected
Bank
Real balance via Open Banking
Open Banking
SEB, Handelsbanken, Swedbank and more
✓ PSD2
Your real bank balance is compared to your accounting data — discrepancies are flagged automatically.
Alerts
Warnings at the right time
Email
Date, amount, cause — specific
✓ On
How it works

From account to control
in 60 seconds.

01 · CONNECT

OAuth with your system

One click. Pick Fortnox, Xero, Visma or upload SIE. Pejl connects securely — we read your data, we never write anything.

02 · ANALYZE

AI forecasts ahead

Pejl analyzes invoices, payroll, rent and taxes, then projects your cash position 30 days ahead.

03 · WARN

Alerts at the right time

When the forecast shows risk you get notified — with the exact date, exact amount and exact cause.

04 · ACT

Concrete actions

Pejl suggests what to do. You always decide. The forecast updates live.

Pricing

Simple.
No binding period.

Solo

499 SEK/month

Connect any accounting system, get your forecast. Includes the Fortnox integration license for Fortnox users. Cancel anytime.

  • 30-day forecast from your accounting system
  • Proactive cash flow warnings
  • Tax tracking (VAT, payroll tax, preliminary tax)
  • Assistant that drafts and sends the fix
  • Weekly digest every Monday

Free for 30 days. No card required.

Start looking ahead.

Leave your email and we'll get you set up.

FAQ

Questions,
answered.

All of them. Pejl sits on top of every accounting platform — Fortnox, Xero, Visma, Tripletex, QuickBooks, Bokio, Dinero and the rest, in every market we operate in. If a system exports SIE (.SI / .SE), you get a full forecast immediately.

You are still covered. Tell us which system you use and we connect it — and file import gives you a complete forecast in minutes in the meantime.

About 60 seconds. Click "Connect accounting system", pick your provider, approve access — and your first forecast is ready.

Yes. Pejl only reads your data — it never writes or changes anything in your accounting system. All data is isolated per user with row-level security. We are GDPR compliant.

Free for 30 days. After that, Solo is 499 SEK/month (includes the Fortnox integration license for Fortnox users). No binding period.

Yes — we have a dedicated agency plan at 349 SEK per client per month. Your firm gets a consolidated view of all clients' cash status, no matter which system each client uses.

Pejl can connect to your bank via Open Banking and automatically flag discrepancies between your real bank balance and your accounting data.

How is Pejl different from other tools?

Most tools show you what happened. Pejl shows you what's about to happen — and tells you what to do about it. No dashboards to interpret. No reports to read. Just a warning when something needs your attention.

For investors

Every company runs out of cash
before it runs out of revenue.

82% of small businesses that fail, fail on cash flow — not on demand. Accounting systems record the past. Banks show today. Nobody owns the next 30 days. Pejl does.

33M+
SMBs in Europe, each with the same blind spot
€4.2B
Annual spend on SMB finance tooling in our entry markets
30 days
Forward visibility from a single ledger connection
<90 sec
From OAuth to first forecast — no setup, no spreadsheets

Why now

Open banking and accounting APIs are finally universal. The data has existed for years; the distribution layer just arrived.

  • PSD2 and open accounting APIs across every major market
  • Deterministic forecasting — AI explains, math decides
  • Rates and payment delays made liquidity a board-level topic

Why us

We sell through the people SMBs already trust with their numbers: accounting and advisory firms. One firm brings hundreds of companies.

  • Agency console live — one dashboard, every client, risk-ranked
  • Pilot running with a Nordic accounting firm
  • Ledger-agnostic architecture: new market = new connector, not new product

Business model

Per-company SaaS subscription with agency seat licensing on top. Zero marginal cost per forecast, gross margin structurally above 85%.

  • SMB self-serve tier + firm-level volume pricing
  • Land with one client, expand across the firm's full book
  • Churn tied to the accounting system — sticky by construction

Where the round goes

Connector coverage and go-to-market through firms. The product is live; capital buys reach.

  • Xero and QuickBooks depth for UK and US expansion
  • Agency partnerships across the Nordics
  • Payment behaviour models trained on real invoice settlement data
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